402g Limit 2025 Catch Up Time. Catch ups are deferrals made to a plan in excess of a 402(g) limit, plan document limit, or testing limit. In 2025, employers and employees together can contribute up to $69,000, up from a limit of $66,000 in 2023.
For 2025, the 402(g) limit is $23,000, or 100% of your annual compensation, whichever is less. If employers match contributions, the 415.